Building costs are increasing monthly and saving to make additions will take a long time. By having an Ithala Home Improvement Loan, you will be able to improve or repair your home earlier.

If you are a member of a pension or provident fund, all you need do is to obtain the support of your fellow employees, and Ithala will assist you to negotiate a loan scheme with your employer. Once you have the support of your colleagues, call at your nearest branch of Ithala and the branch manager will assist you.

This depends on what you as an employee group negotiate with your employer. In some cases loans are restricted to, for example, employees who have had a number of years' service with a company. We will assist you to negotiate this with your employer, should you require.

If you die and have an Ithala Home Improvement Loan, which is secured by your pension/provident fund contributions, your pension will be reduced and your family will suffer.

Ithala will assist you to arrange life insurance and, in the event of your death, your loan will automatically be repaid so that your family will not lose the benefit of your full pension.