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Contact Us Contact Ithala

Physical Address Physical Address
17 Isilo Drive, Umlazi
4066
Physical Address Postal Address
P.O. Box 2801
Durban
4000
Telephone Number Telephone Number
031 907 8911
Fax Number Fax Number
031 907 5685
Email Address Email us

 
 
 
 
Lending Criteria


Ithala Lending Criteria

  • Ithala strives to finance projects and businesses that are profitable and sustainable over the long run. We believe that it is irresponsible to overburden our clients with debts that they will be unable to pay.
  • We also finance projects that will have a positive development impact in the form of
    • Job creation
    • Levels of wealth creation
    • Black empowerment
    • Provision of rental space to medium sized businesses
    • new technologies and skills introduction.
  • Beneficiation of South Africa’s raw materials, export and/or import replacement, the multiplier effect of the project and level of foreign investment to be generated.
  • Ithala also believe that the entrepreneur should be committed to his business to ensure its success. To do this we encourage our clients to contribute something in the form of cash or assets to the business.
  • Whilst we understand that most of our customers do not have assets or cash to contribute to their businesses, Ithala does finance certain projects or businesses 100% at it own discretion.

Pricing

  • All products are priced competitively and our interest is linked to prime lending rate.
  • Administration or investigation fees are also competitive to the market.

 
 
 
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