Domestic Insurance Plan
This policy caters for the specific needs of the private individual and offers the following:
- Homeowner building insurance;
- Householder insurance (i.e. contents cover for private houses);
- Motor vehicles used for private purposes;
- All Risks Insurance offers worldwide cover for items of jewellery, cameras, leather jackets, sporting equipment, etc.
Commercial and Industrial Business Insurance Plan
This policy caters for the specific needs of the commercial and industrial business types.
The policies are negotiated with the underwriters and tailor-made to suit the specific requirements of the company. There are a whole range of products that are available to the SMMEs as well as the larger business.
Corporate Insurance Plan
This policy caters for the varying needs of Corporate-type businesses.
Underwritten on an Asset based policy wording, incorporating Motor Fleets, Liability classes, Directors and Officers liability, Electronic equipment, Office Contents, Fire including all types of Crime, accidental and other Liability classes of insurance.
Specialized Insurance Coverage Plans
This type of insurance is specially designed for business such as:
- Security Company Liability;
- Directors and Officers Liability;
- Performance Guarantees;
- Professional Indemnity Insurance;
- Cash-in-Transit insurance;Marine and Aviation insurance, etc.
Plan details
Fire |
Buildings, contents and stock-in-trade |
| Buildings combined |
Office and residential buildings |
| General |
Contents and documents |
| Business interruption |
Consequential loss following material damage |
| Accounts receivable |
Outstanding debit balances |
| Theft |
Contents, stock and machinery |
| Money |
Money at premises and in-transit |
| Glass |
External and internal glass |
| Fidelity |
Dishonesty or fraud by employee |
| Goods in-transit |
Property in transit by road, rail, air |
| Business all risks |
Worldwide cover for specified property |
| Accidental damage |
Accidental damage to property at premises |
Public liability |
Legal liability to third parties |
| Employer's liability |
Legal liability to employees
Stated benefits Death and disability (income) |
| Group personal accident |
Death and disability (capital amount) |
| Motor |
Private motor vehicles and light delivery vehicles, commercial vehicles and special types, motorcycles, buses, trailers and caravans |
| Electronic equipment |
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| Motor dealers |
Internal and external risk |
| Machinery breakdown |
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| Deterioration of stock |
Agriculture Farming implements/tractors/Crop/Spread of Fire |
| Passenger Liability |
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| Industrial Risks |
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| Commercial Risks |
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| Security Company Risks |
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| Cash In-Transit |
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| Machinery breakdown business interruption |
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